At Pinnacle Planning, we strive to protect what’s important.

About Us

Chris Means is the owner of Pinnacle Planning, LLC. He specializes in insurance and estate planning with a focus on life, disability, and long-term care insurance. Chris works with individuals and small business owners to analyze their protection needs and prepare strategies to meet their objectives today and in the future.  Chris works extensively with professional athletes, coaches, and sports executives. In addition, he also serves as an insurance resource for advisors and their clients.

Chris provides a comprehensive Protection Review for each of his clients, evaluating nine protection areas to help maximize protection while minimizing costs.  He serves as a single source for all protection decisions, making sure all of these areas are coordinated and integrated.  The complimentary Protection Review is unique, comprehensive, and is both easy to understand and implement.  It includes the following protection areas: auto, homeowners and liability insurance (umbrella); disability insurance; medical and long-term care insurance; Social Security protection benefits; wills, trusts and related documents; ownership arrangements; and life insurance.

Chris graduated from Georgia State University with a Bachelor of Arts & Sciences in 1987 and began his insurance career in 1989. Chris furthered his professional knowledge by earning his Chartered Life Underwriter® (CLU®) designation from the American College in Bryn Mawr, Pennsylvania.  Chris is licensed with multiple insurance carriers for optimum client benefit.  In addition, Chris is a participating member of the National Association of Insurance and Financial Advisors (NAIFA).

Chris has consistently proven himself to be dedicated and passionate in helping his clients with protection planning.  He has been the recipient of numerous awards, including the Mattingly Award, Disability Insurance Inner Circle, Guardian’s Leaders Club, Million DollarRound Table (MDRT) and a Five Star Best in Client Satisfaction award in Atlanta.  He frequently speaks at industry meetings and on financial radio shows on the topics of protection planning.

Chris has office locations in Atlanta and Savannah and is licensed to conduct business in all states.

Chris Means

“I am committed to educate and consult so the best protection decisions are made for you.”

We have a long track record of success.

Years of Service
Available Carriers

Pinnacle Insurance Services

Long-term Care Icon

Long-term Care

Long-term Care insurance protects assets, ensures quality care, and provides peace of mind for future health needs.

Life Insurance Icon

Life Insurance

Life Insurance provides financial security for loved ones, ensuring they are taken care of in the event of your passing.

Health Insurance Icon


Disability Insurance safeguards your income, providing financial support if you're unable to work due to illness or injury.

Business  Insurance Icon

Complimentary Protection Review

We offer a non-fee based protection review of 9 areas which is unique, comprehensive, and easy to understand and implement. Contact us to receive our Protection Review checklist.